| Any person who has a motor vehicle in Florida for more than 90 days during a 365- day period must buy PIP and PDL insurance. The 90 days need not occur consecutively. If you use your personal car for a commercial or business purpose, even for part-time pizza deliveries, your insurance company may not pay your claim if you are involved in an accident. Check with your insurance agent to learn the specific limitations of your policy. If you are in the military and have a Florida vehicle garaged out of state, send a copy of your orders and a copy of the insurance policy in the state in which you are based to the Florida Department of Highway Safety and Motor Vehicles. This will prevent the suspension of your tag and license. |
