Auto Insurance |
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Scroll Down For Full Information About Auto Insurance |
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Important Auto Insurance Definitions for West Palm Beach Drivers: |
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Bodily Injury Liability (BI) |
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| Bodily Injury Liability pays, up to policy limits, for death or serious and permanent injury to others when you are legally responsible for an accident involving your automobile. This coverage also provides legal representation if you get sued. |
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Property Damage Liability (PD) |
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| Property Damage Liability pays, up to policy limits, for certain damage that you cause to another person's property through the use of an automobile. The term property is not limited to another vehicle and may include a fence, telephone pole, building or animal. |
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Personal Injury Protection (PIP) |
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| PIP was designed to help reduce the need for Floridians to sue to cover injuries resulting from automobile accidents. PIP covers the named insured and other members of the household. PIP pays: |
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- 80 percent of medically necessary expenses;
- 60 percent of lost wages;
- 100 percent of replacement services such as child care, housekeeping, or yard work;
- Up to $5,000 for death benefits.
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| The basic PIP limit is $10,000. However, additional PIP may be purchased. |
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